Car Accident FAQs

Two drivers who share liability arguing who was more at fault for the car accident

What Happens If Both Drivers Are at Fault in an Accident?

By Maureen Milliken

A car accident in which both parties share some of the fault is known as a “shared liability” accident. Every…

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Student driver driving with an instructor in the passenger seat

What Happens If You Get in a Car Accident with a Permit?

By Maureen Milliken

There’s a reason those learning to drive have a restricted license – usually called a learner’s permit – they don’t…

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A totaled car being towed to the salvage yard.

What Happens If Your Car Is Totaled and You Still Owe Money on the Loan

By Robert Shaw

A driver – we’ll call him Robert – bought a new car last November. Since most of his driving is…

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Man in pain and suffering from injuries after a car accident

How to Get Pain and Suffering Damages After a Car Accident

By Robert Shaw

Some car accident damages are easily calculated through medical bills, body shop estimates, and even pay stubs when a serious…

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Driver who is not at fault talking with the other driver after a car accident

What to Do After a Car Accident That Is Not Your Fault

By Maureen Milliken

Getting into a car accident, even a minor one, is a traumatic experience. Even if the accident is not you’re…

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Checking a the "no box" on a form asking if you have car insurance after an accident

What Happens If You Get into a Car Accident Without Insurance?

By Tom Jackson

Across most of America, personal vehicles dominate the process of how we get from here to there. Consider getting to…

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Police officer writing a ticket for a car accident

Do You Get a Ticket for an At-Fault Accident?

By Maureen Milliken

Human behavior is the critical factor in more than 90% of motor vehicle accidents, so it stands to reason that…

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Map of the states with no-fault car insurance

What Does No-Fault State Mean?

By Robert Shaw

Car accident protocols can be confusing enough in the simplest of collisions, let alone when the circumstances send you in…

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Dented car with property damage

Car Accident Property Damage Claims

By Maureen Milliken

The majority of vehicle accidents are property-damage only – that means no one got hurt. In 2019, the least year…

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Car damaged in an accident in a no-fault state

Who Pays for Car Damage in a No-Fault State?

By Maureen Milliken

In most car accidents, blame can usually be assigned to a driver and if there is damage to the car,…

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Mini house next to legal gavel and law books

Can I Lose My House Due to an At-Fault Car Accident?

By Tom Jackson

As if the shock and horror of a serious traffic collision wasn’t bad enough, if you’re the driver who was…

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Police officer verifying driver's license after an accident

What Happens When an Unlicensed Driver Gets in an Accident?

By Bents Dulcio

Nothing good happens when an unlicensed driver gets behind the wheel. Even a quick trip to the laundry mat could…

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Paying medical bills after a car accident

How Medical Bills Are Paid After a Car Accident

By Maureen Milliken

Medical bills from car accident injuries can add up fast. Even an accident that isn’t that severe can be expensive,…

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Passenger unbuckling seat belt after an accident

What Are Your Rights as a Passenger Injured in a Car Accident?

By Robert Shaw

To ensure any pain and suffering doesn’t include being on the hook financially for an accident you played no role…

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Car insurance claim stamped with "X" because it exceeds the policy limits

What Happens When a Car Accident Claim Exceeds Insurance Limits?

By Maureen Milliken

More than 87% of drivers in the U.S. have auto insurance for a very good reason – it covers property…

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