Car Accident FAQs

At-fault driver crashing into the car in front of them

What to Do When the At-Fault Driver’s Insurance Won’t Pay

By Maureen Milliken

If you were in a car accident that was someone else’s fault, you expect a quick and reasonable settlement from…

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Driver filling out a report after being involved in a car accident

How Long Do You Have to Report a Car Accident?

By Robert Shaw

Making clear-headed decisions is often a challenge following a car accident, especially when you’re trying to sort out what exactly…

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Police officer filing a report after a car accident

Does a Police Report Say Who Was at Fault?

By Robert Shaw

Everybody has an opinion, the saying goes, and that’s never more true than at the scene of a car accident…

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Officer filing a police report at an accident scene

How to Get a Police Report from a Car Accident

By Robert Shaw

Calling the police to the scene of an accident that doesn’t involve extensive property damage or serious injury may seem…

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Driver talking with a lawyer after being sued after a car accident

What Happens if Someone Sues You After a Car Accident?

By Robert Shaw

You made the best of a bad situation by calling the police and trading insurance and contact information with the…

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Two drivers who share liability arguing who was more at fault for the car accident

What Happens If Both Drivers Are at Fault in an Accident?

By Maureen Milliken

A car accident in which both parties share some of the fault is known as a “shared liability” accident. Every…

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Student driver driving with an instructor in the passenger seat

What Happens If You Get in a Car Accident with a Permit?

By Maureen Milliken

There’s a reason those learning to drive have a restricted license – usually called a learner’s permit – they don’t…

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A totaled car being towed to the salvage yard.

What Happens If Your Car Is Totaled and You Still Owe Money on the Loan

By Robert Shaw

A driver – we’ll call him Robert – bought a new car last November. Since most of his driving is…

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Man in pain and suffering from injuries after a car accident

How to Get Pain and Suffering Damages After a Car Accident

By Robert Shaw

Some car accident damages are easily calculated through medical bills, body shop estimates, and even pay stubs when a serious…

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Driver filing a third-party claim after a car accident

Dealing with a Third-Party Insurance Claim

By Robert Shaw

The term “third party insurance claim” is your best recourse for being compensated in an accident cause by someone else.…

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Driver who is not at fault talking with the other driver after a car accident

What to Do After a Car Accident That Is Not Your Fault

By Maureen Milliken

Getting into a car accident, even a minor one, is a traumatic experience. Even if the accident is not you’re…

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Woman in car accident on phone because car insurance lapsed

My Car Insurance Lapsed and I Had an Accident

By Maureen Milliken

If your car insurance has lapsed and you’re still driving, that makes you an uninsured motorist. That will be a…

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Checking a the "no box" on a form asking if you have car insurance after an accident

What Happens If You Get into a Car Accident Without Insurance?

By Tom Jackson

Across most of America, personal vehicles dominate the process of how we get from here to there. Consider getting to…

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Police officer writing a ticket for a car accident

Do You Get a Ticket for an At-Fault Accident?

By Maureen Milliken

Human behavior is the critical factor in more than 90% of motor vehicle accidents, so it stands to reason that…

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Map of the states with no-fault car insurance

What Does No-Fault State Mean?

By Robert Shaw

Car accident protocols can be confusing enough in the simplest of collisions, let alone when the circumstances send you in…

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